Ready to see results like these?
Join 25,000+ clients who improved their credit with Second Chance Blueprint
FEATURED
4.9/5 from 400+ Google Reviews
Real clients. Real results. Here's what they achieved:
351 → 748
Keisha W. · 8 months
461 → 697
Felix T. · 2 months
365 → 719
Tasha C. · 6 months
412 → 689
Marcus J. · 4 months
Individual results vary and are not typical or guaranteed
90-Day Money-Back Guarantee
If you don't see deletions or score improvements within 90 days, we refund your money. No fine print, no hoops, no questions asked. Every plan below is backed by this guarantee.
✓ No risk ✓ No contracts ✓ Cancel anytime
Results vary based on individual credit profiles and are not guaranteed.
Choose Your Plan
Compare Plans Side by Side
Every plan includes bureau disputes, credit analysis, and a 90-day guarantee. Pick the speed and coverage that fits your situation.
Essential
$99
/mo
$150 first work fee
Accelerated
$199
/mo
$249 first work fee
Momentum
$1,095
One-time
Disputes with all 3 bureaus
All negative accounts disputed every round
Full 3-bureau credit analysis
24/7 client portal access
90-day money-back guarantee
Dispute strategy
Priority processing
Direct disputes to debt collectors
Bankruptcy disputes to LexisNexis
ChexSystems disputes
Bankruptcy disputes to LexisNexis
EWS banking disputes
Experian backdoor method
LexisNexis disputes
Experian backdoor method
6 prepaid rounds (no monthly fees)
VIP savings on add-ons
Enhanced referral rewards
Timeline to initial results
Best suited for
ADD-ON SERVICEs
Specialized Services
Targeted solutions for specific credit challenges. These can be purchased standalone or alongside any plan.
Inquiry Removal
$300
ONE TIME
Hard inquiries dragging your score down? We dispute unauthorized and inaccurate inquiries across all 3 bureaus to get them removed from your report.
- Disputes with all 3 credit bureaus
- Flat fee — covers all inquiries not tied to an open account
- Average timeline: 1–3 months
- Priority processing included
-
No minimum number of inquiries required
ChexSystems Removal
$300
ONE TIME
Can't open a bank account? We dispute inaccurate accounts and inquiries on your ChexSystems report to restore your banking eligibility.
- Complete ChexSystems report analysis
- Dispute inaccurate accounts and inquiries
- Improve banking eligibility
- Priority processing included
-
Minimal documentation required
EWS Removal
$300
ONE TIME
Early Warning Services (EWS) flags can block you from opening checking and savings accounts. We dispute inaccurate EWS records to clear your banking history.
- Full EWS report review
- Dispute inaccurate or outdated records
- Restore access to banking products
- Priority processing included
- Works alongside ChexSystems removal
Frequently Asked Questions
Everything you need to know about credit repair with Crowned Credit.
How long does credit repair take?
Yes. Credit repair is 100% legal and protected under the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA). You have the right to dispute any inaccurate, unverifiable, or unfair items on your credit report.
What's the difference between the three plans?
Essential ($150 setup + $99/mo) gives you one dispute round per cycle with all 3 bureaus — best for straightforward credit issues. Accelerated ($249 setup + $199/mo) doubles your disputes per round, includes ChexSystems and Innovis coverage, and disputes directly with debt collectors — best for faster results. Momentum ($1,095 one-time) gives you 6 full rounds prepaid at Accelerated speed with no monthly fees — best for complex profiles that need multiple rounds.
Do I need credit monitoring?
Yes. Active credit monitoring through SmartCredit ($29.95/mo) is required for all plans. It allows our team to pull your credit reports, track deletions in real time, and measure your score improvements each round. You'll have full access to your SmartCredit dashboard to follow along. You can set it up at smartcredit.com/crownedcredit.
Are there any hidden fees?
No. You pay a one-time setup fee + monthly service fee (or a single payment for Momentum). The only additional cost is SmartCredit monitoring at $29.95/mo. That's it — no surprise charges, no hidden add-ons.
Can I cancel anytime?
Yes. Essential and Accelerated plans are month-to-month with no contracts. You can cancel at any time. We also offer a 90-day money-back guarantee — if you don't see results within 90 days, we'll make it right.
Is credit repair legal?
Absolutely. Credit repair is protected by the Fair Credit Reporting Act (FCRA), which gives every consumer the right to dispute inaccurate, unverifiable, or outdated information on their credit reports. We exercise those rights on your behalf using fully compliant methods. We are not attorneys and do not provide legal advice.
Will disputing hurt my credit score?
No. Disputing items on your credit report does not lower your score. When negative items are successfully removed, your score goes up. There is zero risk to filing legitimate disputes.
Can I upgrade my plan later?
Yes. You can upgrade from Essential to Accelerated at any time. If you'd like to switch to the Momentum plan, contact us and we'll help you transition. A partial credit may be applied depending on your account status.
Ready to Improve Your Credit Score?
Take the first step towards financial freedom today. Schedule your free consultation with our credit repair experts.